Doctor give medicine for health. I give some Investment Mantras to read daily for wealth.

1. 80% of gains come in 20% of time. So an investor needs enormous patience to hold investments for 10 or 20 years.
2. Why not all investors get rich? They like to get rich through a shortcut. But we all know process of becoming rich goes through many years of discipline & patience.
3. Compounding is back loaded. It works well only over a long period of time. There is no substitute for time in compounding.
4. 99% of the time, doing nothing is the best thing to do in the market. Activity hurts. Sit still.
5. You cannot predict or control market. What you can control is how much you save, investment process and behavior. Focus only on that.
6. Markets usually run ahead or fall behind. Rarely in stability. Over or under valuation cannot last for long time. Don’t time the market.
7. Buying and selling is action. Ultimate reward comes through ups and downs.
8. Not investing in equity is more risky than investing in it. Remember, you need to beat the inflation and retain your purchasing power.
9. We see past bear markets as missed opportunities. However at the same time we do not have guts to think of future bull markets. Strange investor psyche.
10. We question someone’s mental health if s/he keeps reviewing value of his house every day. But that’s what we keep doing with our equities.
11. Equity investments are subject to behavior risks.
12. Always keep a check on your emotions while investing.